Category Archives: Retirement Planning

WHAT IF YOU LIVE TO 95? OR OLDER?

One of the issues we struggle with when designing a retirement plan is deciding on life expectancy. Should the plan assume you live until 95, 99, 101? After all, the fastest growing segment in the United States is the 85 … Continue reading

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NEW RULES IMPACTING CAREGIVERS, HOUSEHOLD WORKERS AND CHILD CAREGIVERS

A new law (AB 241) went into effect January 1, 2014. It removes exemptions that had been in place for the category of workers known as Domestic Workers. They are now treated like any other hourly worker. Overtime pay: Time … Continue reading

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UPDATE YOUR LIFE INSURANCE AND RETIREMENT PLAN BENEFICIARIES

Jill received a call from her life insurance agent reminding her to update her beneficiary designation. A good reminder for all of us. If there has been a change in your circumstances (married, RDPs, divorce, etc.) call your agent to … Continue reading

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