Financial Connections Group, Inc. Investment Advisory Services
    Financial Connections Berkeley    
Phone: 1.415.924.1091
Sustainable and Responsible Investing

If you want to align your investments with your values, we help you
evaluate your options.

It's probably safe to say that, like many people, you want to have a positive impact on the world around you. You contribute to charities. You donate your time.

The portfolio design options offered by Financial Connections include mutual funds classified as Sustainable and Responsible Investing (SRI) or Environmental, Social and Governance (ESG).

SRI is in the eye of the beholder. SRI means different things to different people. The SRI funds that we utilize meet at least some of the following criteria:

• Pro-choice
• Non-discriminatory based on gender, race, lifestyle
• Environmentally responsible
• Support community involvement
• Promote product safety
• Promote positive employee and workplace policies
• May use government bonds

We evaluate these funds by analyzing such factors as style of investing,quality of bonds, approach to buying and selling company stocks, performance against peer funds, volatility, expenses, and tax efficiency.

Community Investing A subsector of SRI is community investing -- allowing direct investments into community based organizations. There are numerous Community Development Financial Instituions (CDFIs) including banks, mutual funds and organizations. Interest in Community Investing is on the rise.

Most vehicles for community investments are in:

• Cash and short-term bonds
• Fixed Income mutual funds
• Fixed Income Community Loan funds

There Are Different Approaches to ESG Investing

• Negative/Avoidance: e.g. don't invest in companies that sell tobacco
• Positive/Inclusion: e.g. invest in companies that are good to their workers
• Full ESG Integration: e.g. integrate positive and negative screens
• Best-in-Class: e.g. pick the best within industries (i.e. best in energy, best in consumer staples, etc.)
• Thematic: Invest in clean energy

ESG investing presents both risk and opportunity. Most funds that meet our standards are growth-oriented. As a result, an all-ESG portfolio isn't for everyone, such as investors who seek lower volatility. If you are interested in considering SRI investing in your portfolio, we would be happy to meet with you to discuss the issues, risks, and potential opportunities.

Financial Connections in the Media
Same-Gender Couples
Corporate Responsibility

About Fee - Only Services No hidden costs. No referral fees.
No commissions

No hidden costs. No referral fees.
As a fiduciary, we put our clients' interests first. Our compensation comes exclusively from you. If we don't directly provide a particular service, we can serve as a resource for referrals to other professionals. We don't accept referral fees, sales commissions, or any other compensation from any outside sources.

Minimum Fees:
Financial Planning: $275 per hour
Investment Management: $7,500 annually

Download the fee schedule
Download form ADV, Part 2 (PDF)


Financial Connections Group, Inc. is an SEC-registered investment adviser located in Corte Madera and Berkeley, California.  This web site should not be construed as a solicitation to effect, or attempt to effect, transactions in securities or the rendering of personalized investment or tax advice for compensation, over the Internet. Please Read Important Disclosure Information.

Website by ChappellCreativeDesign